Motor insurance

Online specialist

• Budget motor insurance online quote>
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• Directline motor insurance online quote>
• Easymoney motor insurance online quote>
• Esure motor insurance online quote>
• It's 4 me motor insurance online quote>
• Motorquote motor insurance online quote>
• Privilege motor insurance online quote>
• Saga motor insurance online quote>
• Screentrade motor insurance online quote>

Organisations

• RAC motor insurance online quote>
• The AA motor insurance online quote>

Banks

• Halifax motor insurance online quote>
• Lloyds TSB motor insurance online quote>
• Nat West motor insurance online quote>
• Post Office motor insurance online quote>

Supermarket

• Tesco motor insurance online quote>

Our top tip in finding cheap motor insurance is to shop around and take advantage of discounts. Cheapest motor insurance quotes are found online but go direct to the providers website, a price comparison website may not be as cheap. We have listed some of the best motor insurers from the UK on the right with links to their websites for a free quote in minutes.

Insurance approved security also keeps motor insurance costs down, if you have a UK specification vehicle that is less then 10 years old it should have a factory fitted insurance approved Thatcham category 2 immobiliser or Thatcham category 2 alarm and immobiliser already installed. Older vehicles or imported vehicles can be fitted with an aftermarket Thatcham CAT1 or CAT2.

Motor insurance covers many vehicle types; City cars , Compact cars , Crossover SUVs , Hybrid vehicles , Luxury vehicles , Microcars , Mid-size cars , Prestige vehicles , SUVs , Sports cars , Subcompact cars , Supercars , Compact SUV , Family car , Hot hatch , Leisure activity vehicle , Luxury vehicles , Mini SUV , Personal luxury car. Motor insurance companies provide a seperate category for vans, commercial vehicles and motorcycles.

Motor insurance is a legal requirement and provides you with cover against potentially very high costs. If you cause an accident that results in loss of life or permanent injury to other people, the cost of the claim can be into millions of pounds. You cannot drive a motor vehicle without a valid motor insurance policy and there are fines and penalties, including jail if you are found to be driving without having motor insurance cover.

The 3 categories of motor insurance are;

• Third Party Only, covers the policyholder against damage to a third party's property or to the third party themselves, a Third Party Only policy will pay for the repair to that other vehicle, and will pay for any medical claims or injuries suffered by the occupant(s) of that other car and any passengers in your car other than you. A Third Party Only policy will not pay for the costs of repairing your own vehicle nor will it pay anything toward your medical expenses and if your vehicle is stolen or sets on fire, a Third Party Only policy will not make any payment toward the theft or repair of the vehicle.
• Third Party Fire & Theft, exactly the same as the Third Party Only policy, but will also pay out in the event that your vehicle is stolen or sets on fire.
• Fully Comprehensive, will pay-out for third party damages and injuries, will pay-out in the event of your vehicle being stolen or set on fire, and will also pay for any damage to your own vehicle (regardless of whose fault the accident was).